Amy Varela

Golden Coast Loans

About Amy Varela

Amy Lyons - Golden Coast Loans

After graduating Cum Laude from USC, Amy Varela started her professional career in the mortgage industry. With the eagerness and smarts to succeed, she become a Senior Underwriter handling the top producers in her office. Discovering that her skills in understanding people, products and how to structure loans would benefit her in a sales role, she took on an Account Executive position and became a top producer herself. Expanding her knowledge and experience with financial services, 

Amy moved on to managing client’s wealth and investments as a Financial Advisor with Morgan Stanley in Newport Beach. Not only has Amy demonstrated her strong and loyal attributes to her clients by solving problems with expertise and supreme customer service, she has also given her free time to serving her community as President and Vice President for several nonprofit organizations in her hometown of San Clemente. Amy and her partner, Josh, founded Golden Coast Loans to provide their 50 years combined experience, with over 10,000 transactions closed, to bring the ultimate in service to their clients. Amy is a true professional: knowledgeable and trustworthy!


Contact Amy Varela - NMLS 1571173

Amy Varela Reviews

Amy was very receptive in our desire to expedite the early payoff of our thirty-year conventional loan. Her assistance in this matter will enable us to pay-down the principle faster and reduce the total interest paid.

H. Streichman

AMY and her team rocked it! I was in a very rough situation with a previous lender and in the final hour when I was about to fall out of escrow. Amy and her team came in worked the extra hours late into the night and salvaged my escrow. I am FOREVER GRATEFUL to her and her team. Without her I would have not got my home loan and the dream home I had invested so much time and money into getting. Amy knows her stuff and was more than confident she could get me approved when another lender could not and mislead me during my escrow. PLEASE USE AMY! MANY THANK YOUS!

Jaclyn Burke

Being self-employed, my wife and I struggled to find mortgage refinancing even though we had plenty of equity in our home. Amy and her team tackled our mortgage qualification professionally and quickly. We were able to provide the loan documentation easily on-line. Where other mortgage companies failed, Amy was able to secure our re-fi in about 30 days at a competitive rate and cost.


We had a buyer with some difficult obstacles to overcome with her financing and Amy stepped in half way through and knocked it out of the park. We didn’t even fall too far outside our initially scheduled closing date.


Scroll to Top