Joshua Varela

Golden Coast Loans

About Joshua Varela

joshua varela - golden coast loans

Josh Varela has been in the mortgage industry for over 20 years. He has held roles as processor, loan officer, production manager and branch manager supporting nationwide top producers and managing pipelines of over 100 loans per month. Josh’s experience and expertise provide his clients with the most competitive and appropriate loan for their personal financial situation. Josh founded Golden Coast Loans with his partner, Amy, to be able to provide his clients with the most competitive rates and programs offered.

Contact Josh - NMLS 291273

Joshua Varela Reviews

Amy was very receptive in our desire to expedite the early payoff of our thirty-year conventional loan. Her assistance in this matter will enable us to pay-down the principle faster and reduce the total interest paid.

H. Streichman

AMY and her team rocked it! I was in a very rough situation with a previous lender and in the final hour when I was about to fall out of escrow. Amy and her team came in worked the extra hours late into the night and salvaged my escrow. I am FOREVER GRATEFUL to her and her team. Without her I would have not got my home loan and the dream home I had invested so much time and money into getting. Amy knows her stuff and was more than confident she could get me approved when another lender could not and mislead me during my escrow. PLEASE USE AMY! MANY THANK YOUS!

Jaclyn Burke

Being self-employed, my wife and I struggled to find mortgage refinancing even though we had plenty of equity in our home. Amy and her team tackled our mortgage qualification professionally and quickly. We were able to provide the loan documentation easily on-line. Where other mortgage companies failed, Amy was able to secure our re-fi in about 30 days at a competitive rate and cost.


We had a buyer with some difficult obstacles to overcome with her financing and Amy stepped in half way through and knocked it out of the park. We didn’t even fall too far outside our initially scheduled closing date.